With over 30 years in the financial industry, Tim helps business owners and individuals design retirement plans that meet fiduciary standards and support confident, intentional retirements. His background spans banking, insurance, and investment advising, with more than 25 years focused on retirement planning and 20 years in Medicare and healthcare planning.

Known for his thoughtful, client-centered approach, Tim takes time to understand each client’s goals before tailoring strategies that add clarity and value. He holds his Series 65 license, is life and health insurance licensed in Ohio and Michigan.

Outside the office, Tim enjoys life in Michigan with his wife Beth, their golden retriever Storm, and their growing family that includes two daughters and three grandsons. He loves bass fishing, hunting, amateur radio, and exploring the outdoors.

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and RWS Financial Group, LLC are not affiliated. This communication is strictly intended for individuals residing in the states of AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY. No offers may be made or accepted from any resident outside the specific states referenced.

Cambridge’s Form CRS (Customer Relationship Summary)

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