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Todd has 23 years of experience in the investment business. He spent six years as an Investment Team Manager at a major bank. He was also President and Founder of Arner Investment Management. Todd joined RWS Financial Group in February 2019.

Todd holds the Retirement Income Certified Professional (RICP) designation from the American College. He currently holds FINRA Series 7, 6, 65, 63 and 24 securities licenses.

He enjoys working with a variety of people, specializing in retirement income planning. Todd works with small business owners as well.

Todd is a member of the Saginaw County and Bay Area Chamber of Commerce. He serves as a Board Member for Westchester Village of Saginaw, a low-income housing facility. Todd also volunteers for Rescue Missions of Mid-Michigan. He is an Elder at Peace Lutheran Church of Saginaw.

In his spare time, Todd enjoys spending time with his wife Tricia, and children Mitchell and Lauren. His hobbies include working to master the outrageous game of golf, working out, music and getting together with friends.

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and RWS Financial Group, LLC are not affiliated. This communication is strictly intended for individuals residing in the states of AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY. No offers may be made or accepted from any resident outside the specific states referenced.

Cambridge’s Form CRS (Customer Relationship Summary)

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