Richard has been in the financial industry for 43 years, holds his Series 65, 63, 7, 22, 6, 51, 24. He is a Chartered Financial Consultant and holds Insurance Licenses. Richard works with retirees to provide income and pre-retirement planning. He enjoys working with people to assure a secure and happy retirement. His customer philosophy is do what is right and best for the client and everything else will take care of itself.

Richard is happily married with two children and he loves landscaping and golf.

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and RWS Financial Group, LLC are not affiliated. This communication is strictly intended for individuals residing in the states of AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY. No offers may be made or accepted from any resident outside the specific states referenced.

Cambridge’s Form CRS (Customer Relationship Summary)

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