Tim is a Registered Rep and Certified Financial Planner and has been in the industry since 1983. He earned his Certified Financial Planner designation in 1989.

Tim specializes in Financial planning, specifically investment allocation, tax planning and estate planning. He advises retirees with their efforts to maintain a standard of living for which they are accustom and preserve their asset for their heirs. Tim also focuses on working with business owners to maximize the benefits of 401k plans for themselves as well as all their employees.

For over a decade Tim has been on the board of directors for a local community bank. He served as past president of Dearborn Country Club as well as on they’re financial committee for several years. In his free time, Tim enjoys playing golf, reading non-fiction books, and traveling.

Tim says, “I find working with people on planning, implementing, and reaching the set goals is very rewarding. As life's circumstances change, plans need to adjust to meet everyone unique situation. I've always thought it's necessary to look at the whole picture. Life comes in stages so should your investment plan. Accumulation, Preservation and Distribution.”

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and RWS Financial Group, LLC are not affiliated. This communication is strictly intended for individuals residing in the states of AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY. No offers may be made or accepted from any resident outside the specific states referenced.

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